Regular Savings Account

WPB Regular Peso Savings Account earns you an interest of 2% per annum but at a lower minimum daily balance requirement than most other savings accounts! You can open an account with us at a very low deposit requirement of P500! You also enjoy greater flexibility and accessibility, because you can transact at all our online branches and monitor your account by simply presenting your passbook. 

Avail of this product advantages/benefits

• Flexible
  • Offers on-demand or cut off statement of account

• Highly Affordable
  • Requires lower minimum daily balance requirement to earn interest

• Offers Easy Access
  • Allows transactions with WPB on-line branches.

• Secured
  • Insured up to P250,000  with Philippine Deposit Insurance Corporation

Product-Related Service Fees and Charges

 Requirements

• Completely filled out Application for Deposit Registration Form and signature card
• Presentation of at least 2 valid photo-bearing ID’s
• Additonal requirements for corporate account
  

ATM Savings Account

WPB ATM Savings Account gives you a round-the-clock banking convenience, with access to over 7,230 Bancnet, Megalink and ExpressNet terminals nationwide.  You can pay your bills and enjoy cashless shopping through Bancnet’s point-of-sale facility and debit card.

Your WPB ATM Savings Account earns interest at 2% per annum posted monthly with an initial deposit, and with low maintaining balance of only P1,000.  It offers you greater number of withdrawals via on-us ATMs free-of-charge, on-demand or cut off Statement of Account (SOA).

 Avail of this product advantages/benefits

•  Flexible
  • Offers on-demand or cut off Statement of Account (SOA)

• Very convenient
  • Allows account access and bills payment via ATM
  • Offers cashless shopping thru Bancnet (point-of-sale facility/debit card)

• Affordable
  • Offers very low maintaining balance requirements.
  • Allows greater number of withdrawals via on-us ATMs free-of-charge

• Very accessible
  • Allows transactions with a wider ATM network (Bancnet-Megalink-Expressnet connection)
  • Provides 24-hour access to account anywhere in the Philippines 

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

Product-Related Service Fees and Charges

 Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

Kiddie Savers Club

Teach your child the value of saving, and encourage discipline and responsibility in a fun, rewarding way!  Specially created for kids 12 years and below, each Kiddie Savers Club account comes with an attractive Welcome Kit.  The minimum initial deposit is just P100, and your child only needs to maintain a balance of P500 to earn 2% interest per annum, posted monthly.  A special passbook makes it easy to monitor the growth of the account.

Avail of this product advantages/benefits

• Initiates value-formation
  • Encourages children to save and know the value to money.
  • Cultivates the importance of discipline and responsibility

• Offers a very competitive yield
  • Interest yield posted monthly

• Flexible
  • Offers on-demand or cut off Statement of Account

• Convenient
  • Provides ready reference of transaction history

• Significantly affordable
  • Offers low initial deposit

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

Product-Related Service Fees and Charges

 Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

Teens Savers Club

The WPB Teen Savers Club is an ATM savings account designed primarily for the young who are 13 to 19 years old. It teaches teenagers the value of managing money and instilling the discipline of saving.  One can open an account for as low as P200, with a minimum maintaining balance of P500 to earn 2% interest per annum, posted monthly.  A special passbook makes it easy to monitor the growth of the account.

This product comes with an attractive Teen Savers Club giveaway and an ATM card that gives teenagers access to Bancnet, Megalink and ExpressNet terminals nationwide.  

Avail of this product advantages/benefit

• Initiates value-formation
  • Teaches youth the value of saving and managing their money.
  • Instills discipline and responsibility

• Offers competitive yield
  • Interest posted monthly

• Flexible
  • Offers on-demand or cut off Statement of Account

• Convenient
  • Provides ready reference to transactions history

• Affordable
  • Offers low initial deposit

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

 Product-Related Service Fees and Charges

    Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

Drivers & Vendors Group

The WPB Drivers & Vendors Group is a passbook savings account designed especially for hard-working drivers and vendors. Opening an account requires an initial deposit of P100. This requires a maintaining balance of P500 to gain 2% interest per annum, posted monthly. 

 Avail of this product advantages/benefits

•  Initiates value-formation
  • Teaches the target market the value of saving
  • Encourages discipline and responsibility

• Offers competitive yield
  • Interest yield monthly

• Flexible
  • Offers on-demand or cut off Statement of Account

• Convenient
  • Provides ready reference of transaction history

• Affordable
  • Offers low initial deposit

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

Product-Related Service Fees and Charges

 Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

Special Savings Account

Our WPB Special Savings Account is a deposit account with a fixed term, earning interest higher than regular savings.  It is fully documented with a passbook, SSA computation and confirmation letter, which provide a ready reference to your transactions history. The product is acceptable as a loan collateral.  Other features include posting of interest at maturity and the option for automatic roll-over or renewal of placement.

Avail of this product advantages/benefits

• Offers competitive yield
  • Offers competitive interest rates
  • Post interest at maturity

• Convenient
  • Provides ready reference of transaction history

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

• Offers personalized service

Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Special Savings Account for Women

Our WPB Special Savings Account is a deposit account with a fixed term, earning interest higher than regular savings.  It is fully documented with a passbook, SSA computation and confirmation letter, which provide a ready reference to your transactions history. The product is acceptable as a loan collateral.  Other features include posting of interest at maturity and the option for automatic roll-over or renewal of placement.

 Avail of this product advantages/benefits

•  Offers competitive yield
  • Offers competitive interest rates
  • Post interest at maturity

• Convenient
  • Provides ready reference of transaction history

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

• Offers personalized service

 Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Checking Account

Our WPB Checking Account gives you the flexibility and convenience to make payments anytime, anywhere, without the hassle of carrying cash.  Personal and corporate checking accounts requires a minimum initial deposit and maintaining balance of P3,000 and P5,000  respectively.  You can transact at any WPB on-line branch, and enjoy conveniences like withdrawal through check issuance or encashment. 

 Avail of this product advantages/benefits

•  Flexible
  • Offers on-demand or cut off Statement of  Account (SOA)
  • Provides an option to have Statement of Account (SOA) picked up,  mailed or delivered right at your doorsteps upon your instruction.

• Conventient
  • Allows withdrawal thru check issuance or encashment

• Accessible
  • Allows you to transact with our on-line branches at World Partners Bank

• Security
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

  Product-Related Service Fees and Charges

  Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Automatic Transfer Arrangement (ATA)

With WPB Automatic Transfer Arrangement (ATA), you can maintain two separate accounts – savings and checking – and opt to have funds from your savings account automatically transferred to your checking account.  You enjoy the benefits of a saving account that earns 2% interest per annum (posted monthly), and daily transactions recorded in a passbook.  More importantly, the mechanism allows you never to worry with the funding requirement of your checking account. 

Avail of this product advantages/benefits

•  Flexible
  • Offers on-demand or cut off Statement of Account (SOA)
  • Provides option to have Statement of Account picked-up, mailed or delivered (applicable for Current Account – Automatic Transfers Arrangement CA-ATA only)

• Convenient
  • Provides ready reference to transactions history with the passbook
  • Offers automatic fund transfer from your savings to your current account right when you need it

• Security
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

• Personalized service

Product - Related Service Fees and Charges

Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Partners Premium (3-in-1) Account

WPB Partners Premium (3-in-1) Account is an all-in-one product that lets you have a Personal Checking Account with the convenience of Automated Teller Machine (ATM) access that also earns interest.  That requires a minimum initial deposit and maintaining balance of P3,000.

Avail of this product advantages/benefits

• Flexible
  • Offers on-demand or cut off Statement of Account
  • Provides you with an option to have Statement of Account picked-up, mailed or delivered

• Convenient
  • Allows greater number of withdrawal thru Automated Teller Machine (ATM)

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

Product-Related Service Fees and Charges

Requirements

• Completely filled out Application for Deposit Registration Form and signature card
• Presentation of at least 2 valid photo-bearing ID’s

Peso Time Deposit

To help you save money, WPB Peso Time Deposit offers attractive interest rates with a very minimal investment of P1,000.  This product is documented with a Time Certificate of Deposit that is acceptable as loan collateral.  You also have the option to roll-over or renew your placement.

Avail of this product advantages/benefits

• Offers a very competitive yield
  • Gives higher interest
  • Interest posted upon maturity
  • Documentary stamp charges: on roll-over waived but assumed by the Bank, Pre-termination and withdrawals, for the account of the client

• Convenient
  • Provides ready reference to transaction history
  • Allows automatic roll-over/renewal of investment

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Partners Give Me 5 Plus 1 Day

This is a peso-denominated special savings instrument that delivers higher yields at a very realistic interest rate if you maintain a fixed deposit for a minimum period of 5 years and one day and with a minimum placement of P50,000.  You enjoy the flexibility of having the interest withdrawable monthly, quarterly, annually or at the end of the term.  What’s more, your earnings are exempted from withholding taxes if held up to  at the end of the term or upon maturity.  You have the option to roll-over or renew your placement.  Additionally, documentary stamp charges are waived on roll-over (except in cases of pre-termination and withdrawals by the client). 

Avail of this product advantages/benefits

• Offers a very competitive yield
  • Offers higher interest
  • Post interest upon maturity
  • Documentary stamp charges: on roll-over waived but assumed by the Bank, on pre-termination and withdrawals- for the account of the client

• Convenient
  • Provides ready reference to transactions history
  • Allows automatic roll-over/renewal of investment

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

Requirements

• Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Dollar Savings Account (Passbook)

Our WPB Dollar Savings Account (Passbook) is an affordable and easy way to save your US dollars, with no charges on cash/dollar note deposits.  All you need to open an account is a minimum initial deposit of $100, and a minimum maintaining balance of $300 to earn interest. 

Avail of this product advantages/benefits

• Significantly affordable
  • Offers low initial deposit and minimum daily balance requirements
  • No charges on cash/dollar note deposits

• Convenient
  • Provides ready reference of transaction history

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

Requirements

•  Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Dollar Time Deposit

WPB Dollar Time Deposit lets you build up your dollar funds in a fixed-term account that earns higher interest rates.  The minimum deposit is $500, with a minimum placement term of 30 days.  The interest rate per annum is based on daily rates quoted by our Treasury Department.  You have the option to roll-over or renew your placement.

Avail of this product advantages/benefits

• Offers a competitive yield
  • Offer higher interest
  • Interest posted upon maturity 

• Convenient
  • Provides ready reference to transaction history
  • Allows automatic roll-over/renewal of investment

• Secured
  • Insured up to P250,000 with Philippine Deposit Insurance Corporation

 Product-Related Service Fees and Charges

 Requirements

•  Completely filled out Application for Deposit Registration Form and signature card

• Presentation of at least 2 valid photo-bearing ID’s

• Additional requirement for Corporate Accounts

Regular Commercial Loans

We provide Regular Commercial Loans to companies/entities (single proprietorship, partnership and corporations).  These loans may be used as Working Capital or for Fixed Assets Acquisition, a combination of both and also for Refinancing. 

It’s a Term Loan ranging from 3 to 18 months. Clients may opt to pay interest in a Discounted or in arrears basis, while the payment of the Principal may be scheduled as:

• Equal monthly principal amortization
• Equal quarterly principal amortization
• Equal semi-annual principal amortization

 Collateral / supporting documentary requirements include:

• Acceptable real estate mortgage
• Acceptable chattel mortgage
• Acceptable assignment of purchase orders, sales invoices or letter of credit
• Acceptable sureties
• Assignment of deposits
• Assignment of insurance on mortgage properties

Note:    A corresponding Cash Flow Projection is required from the borrowing client (e.g., an 18 months loan requires an 18 months Cash Flow projection).  Account Profitability Analysis must be prepared to ascertain expected income generation from the account.

Bills Discounting

Through Bills Discounting, we assist companies/ entities in financing their working capital requirements.  It’s a Revolving type of credit line with terms of up to 12 months, while the term per availment with a maximum of 90 days. Interest payments are discounted, while the payment of Principal is in equal monthly principal amortization.

No Collateral requirements but supported by Post dated check of clients/customers.

Domestic Bills Purchased

This is another way by which we finance the working capital requirements of our client borrowers with a business in the form of a single proprietorship, partnership or corporation.  It is a line type of credit with terms of up to 12 months, while the term per availment is 3 days. 

Collateral requirements are: Clean

Special Corporate Loans

This product is created to finance working capital requirements of HBC / SPLASH CORPORATION Suppliers, Distributors and Toll Manufacturers.  It’s a Revolving type of credit line with terms of up to 12 months, while the term per availment is up to collection due date.  Interest payments are discounted, while the Payment of Principal ranges from (60, 75 or 90) days from invoice date. 

Collateral requirements are:

• Assignment of Counter Receipt or Sales Invoices at 80% Loan Value Factor (LVF)
• Assignment of Purchase Orders at 40% Loan Value Factor (LVF)
• Continuing Surety

Individual Salary Loan

This is a type of loan available to individuals gainfully employed for at least 3 years by the top 12000 corporations, or a minimum of 5 years for local areas of employment (branches). It is a Term loan, with a term of 6 to 18 months. 

Collateral / supporting documents requirements are: 

• Post Dated Checks
• Assignment of Deposits
• Assignment of Credit Life Insurance
• Co-maker as may be required

Small Business Loan

Our Small Business Loan is designed for low-income households, enabling them to engage in micro-enterprises and small businesses.  Borrowers can avail of up to P150,000 in funds.  This is a Term Loan, with terms ranging from 30 to 360 days. Payment of Interest may be Discounted, Simple or Amortized, while Principal Repayment may be daily, weekly, semi-monthly or monthly amortization

No collateral requirements but withco-maker

Evaluation Criteria:

• Reputation of Borrower
• Cash Flow of business – the schedule of loan amortization shall take into consideration the projected cash flow of the borrowers which is adopted into the terms and conditions of the loan.  Hence, repayments may be amortized on a daily, weekly, bi-monthly or monthly basis, depending on the cash flow condition.

Manager's Check

Payroll Services

ATM Bills Payment

Money Remittance